I am a seasoned Product Consultant and Fractional Chief Product Officer. Over the last decade, I have specialized in turning chaotic business visions into structured, highly profitable realities driven entirely by data
Every sprint starts with architecture already validated upstream — user flows, API logic, compliance guardrails — so your team ships right the first time.
Having worked with MAS-regulated entities, credit bureaus, and institutional lenders, regulatory logic is the first thing I design in — never the last thing bolted on.
I've shipped from pre-seed to Series A — I know what burn rate and investor timelines feel like inside a sprint cycle. Speed and correctness aren't a tradeoff.
I speak both languages — business vision and engineering reality. SQL, API design, BPMN, LOS/LMS architecture, system integration — I work directly with your dev team.
Founders who invest in product architecture before engineering begin consistently outperform those who don’t — in time-to-market, in fundraising, and in unit economics.
The question is not whether you need this. It’s whether you get it before or after an expensive rebuild.
I started as a hands-on Technical Business Analyst, delivering enterprise projects for 100+ clients across fintech, insurance, e-commerce, and supply chain. I learned first-hand what breaks in complex product environments — not the technology, but the absence of product logic before engineering begins.
Today I bring that same founder-level discipline to growth-stage companies as a Fractional CPO.
Before stepping into the Fractional CPO role, I spent over a decade driving execution for global enterprise brands and scaling startups. I haven’t just sat in the executive seat—I have owned the product lifecycle from every conceivable angle. Having served as a Technical Analyst, Domain SME, Product Owner, and Go-To-Market Strategist, I know exactly where products break between the business vision and the engineering reality. The brands below represent the ecosystem of clients and platforms I have partnered with, built for, and scaled throughout my career.
For the past 4 years I have served as founding product member at lending fintech, scaling a B2B lending SaaS. Helped scale a B2B lending SaaS from pre-seed to a Series A. I wore multiple hats in this duration.
A rigorous 7-phase framework. No code until the logic is locked. How I Run Alongside Your Team — Architecture clarity delivered one sprint ahead. Your engineers never wait.
We benchmark your product vision against current market data, competitor analysis, and revenue models. Features that don't directly drive revenue, retention, or compliance are cut before the roadmap is set. This phase alone saves most clients 4–6 weeks of wasted sprint capacity.
We map your existing analytics, API touchpoints, and user flows to identify exactly where customers drop off and why. Not a general review — we pinpoint the specific screens and decision points creating friction, then design targeted architectural fixes.
In fintech and regulated industries, compliance must be designed in — not bolted on. We map your full KYC/AML, GDPR, MAS, or RBI requirements and build regulatory guardrails into the product blueprint before a single line of code is written.
We audit your current stack, assess engineering velocity, and make concrete Build vs. Buy recommendations. We evaluate third-party APIs, identify integration risks, and ensure you have the right infrastructure — not just the right plan.
We define the precise build sequence. High-impact, low-effort features are prioritised for quick wins. Each feature is mapped to a specific engineering sprint with acceptance criteria defined in advance. Ambiguity is designed out before engineering begins
Product and GTM are aligned before launch. We work with your sales and marketing teams to define feature positioning, pricing tiers, and competitive differentiation. Your product ships with a commercial narrative — not just technical functionality.
Nothing ships without passing the blueprint filter. We conduct structured acceptance testing to verify each release exactly mirrors the business logic defined in Phase 1. This gate maintains our 95%+ on-time, on-specification delivery rate
Vision definition, market positioning, roadmap prioritisation, OKR alignment, and build vs. buy decision frameworks. Built for founders who need direction, not just documentation.
Sprint planning, backlog grooming, cross-functional alignment, N+2 readiness models, and acceptance testing frameworks. Engineering teams ship faster with less rework.
LOS/LMS design, embedded finance, BNPL, credit risk frameworks, alternative data integration. Regulatory-compliant from day one across MAS, RBI, KYC/AML, and GDPR environments.
API-first architecture, third-party integration strategy, marketplace and embedded finance ecosystems, data warehouse design, and real-time dashboard infrastructure.
We build the engine underneath. Because we deal in regulated domains and sensitive data models, our architectural breakdowns are shared by request only. Get an inside look at how we turn chaotic requirements into ship-ready products.
Monthly insights on fintech product strategy, compliance, and scaling. No fluff.
Fractional CPO leadership for fintech founders and growth-stage companies. Logic before code — every time.
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